We work to eliminate credit card debt, personal loans, medical bills, and other unsecured debts. We do not handle mortgages, car loans, or student loans.

Most clients see their credit improve over time as debts and negative accounts get removed. Our goal is to help you start fresh with a clean credit report.

No, this is not a loan or debt consolidation. We use legal strategies to dispute and eliminate your debts — no new loans, no high interest rates.

Many clients see their first account removed within 90 days, with most enrolled debts resolved within 12 to 24 months.

Unlike bankruptcy, our program helps resolve your debts without going to court, damaging your credit for years, or risking your personal assets. It’s a legal, low-stress option to get debt-free.

Yes, once your case is accepted, a law firm steps in to represent you. That means legal protection from creditors, collection calls, and potential lawsuits related to the enrolled debts.

There are no upfront fees. Legal costs are spread out in small monthly payments that are a fraction of what you're paying now — and there’s no interest, because this isn’t a loan.